Terms of Use
Welcome to bestfinalexpensequote.com (the “Site”). By accessing or using our Site and services (collectively, the “Service”), you agree to these Terms of Use (“Agreement”) between you and Best Final Expense Quote (“we,” “us,” or “our”).
IMPORTANT:
- This Agreement includes a mandatory arbitration clause (Section 14).
- Final expense insurance quotes provided are non-binding and subject to underwriting approval.
1. Service Overview
We provide final expense life insurance quotes and related information. The Service is not an insurance provider but may connect you with licensed agents or carriers.
2. Updates to Terms
We may modify this Agreement at any time. Continued use after changes constitutes acceptance.
3. Final Expense Insurance Quotes
- Quotes are estimates only and not guarantees of coverage.
- Eligibility, pricing, and benefits depend on carrier underwriting.
- We do not endorse specific insurers or policies.
4. User Responsibilities
You agree to:
- Provide accurate health and personal information (required for final expense underwriting).
- Be at least 18 years old to request quotes.
- Not misuse the Service (e.g., fraud, spam, or automated scraping).
5. No Warranties
The Service is provided “AS IS.” We disclaim all warranties, including accuracy of quotes or coverage recommendations.
6. Limitation of Liability
We are not liable for:
- Denial of coverage by insurers.
- Errors in quote calculations.
- Decisions made based on Site content.
7. Ownership & Permissions
All Site content (logos, text, tools) is owned by Best Final Expense Quote or licensors. You may not:
- Copy, sell, or redistribute quotes or content.
- Use our data for commercial purposes without permission.
8. Third-Party Links & Carriers
The Site may link to:
- Licensed insurance carriers.
- Independent agent networks.
We are not responsible for third-party terms, privacy practices, or policy approvals.
9. Final Expense Applications
If you apply through our Service:
- Your electronic signature binds you.
- You consent to contact by agents/carriers (may include calls, emails, or texts).
- Coverage is not guaranteed until approved by the insurer.
10. Not Professional Advice
The Site does not provide:
- Financial, legal, or health advice.
- Guarantees of policy issuance.
Consult a licensed agent or attorney for personalized guidance.
11. Privacy
Our Privacy Policy explains data collection, including health information used for quotes.
12. Termination
We may suspend or terminate access for violations (e.g., fraudulent applications).
13. Indemnification
You agree to reimburse us for claims arising from your misuse of the Service.
14. Dispute Resolution
- Arbitration: All disputes resolved via individual arbitration (no class actions).
- Governing Law: U.S. federal law and State law apply.
15. Contact
Questions? Email info@bestfinalexpensequote.com.
Last update: August 10, 2025