California Privacy Rights (CCPA)
This section applies to California residents and supplements our Privacy Policy. Under the California Consumer Privacy Act (CCPA), you have specific rights regarding your personal information.
1. Information We Collect
Over the past 12 months, we collected the following categories of personal data:
|
Category |
Examples |
Collected? |
|---|---|---|
| Identifiers | Name, email, phone number, IP address, ZIP code | Yes |
| Health Information* | Age, tobacco use, health conditions (for final expense quotes) | Yes |
| Commercial Information | Insurance quotes requested, policy preferences | Yes |
| Internet Activity | Browsing behavior, interactions with our Site (via cookies) | Yes |
*Health data is collected only with your consent to provide accurate final expense insurance quotes.
Sources:
- Directly from you (e.g., quote request forms).
- Automatically (e.g., cookies, analytics tools).
- From third parties (e.g., licensed insurance agents/carriers).
2. How We Use Your Information
We use your data to:
- Generate final expense insurance quotes.
- Connect you with licensed agents or carriers.
- Improve our services and comply with laws.
- Communicate offers (if you opt in).
- 3. No Sale of Personal Information
We do not sell your personal information for monetary or other benefits. If this changes, we will notify you and provide an opt-out option.
4. Your CCPA Rights
As a California resident, you may:
- Request Access to the personal data we hold about you.
- Request Deletion of your data (subject to legal exceptions).
- Opt Out of future data sales (if applicable).
- Not Be Discriminated Against for exercising these rights.
How to Submit a Request:
Email info@bestfinalexpensequote.com with:
- Your full name and proof of California residency (e.g., utility bill).
- The specific request (e.g., “Delete my data”).
- The email/phone number used to interact with us.
- 5. Verification Process
To prevent fraud, we may:
- Confirm your identity via email or documentation.
- Deny repetitive or unverifiable requests.
6. Data Retention
We retain your information only as long as necessary to:
- Fulfill final expense quote requests.
- Comply with legal or carrier requirements.
7. Updates to This Notice
We will update this notice to reflect changes in laws or practices. The “Last Updated” date will reflect revisions.
Additional Notes
- Health Data: Information like age or tobacco use is collected strictly for insurance quoting purposes and shared only with licensed agents/carriers.
- CalOPPA Compliance: This notice satisfies California Online Privacy Protection Act requirements.
- HIPAA Alignment: If you proceed with a policy application, carriers/agents will handle health data under HIPAA.
Contact:
For questions or CCPA requests, email info@bestfinalexpensequote.com.