What is Final Expense?

Final expense insurance is a specialized policy designed to ease the financial burden on your loved ones when you pass away. It covers essential costs like funeral services, burial or cremation, and outstanding medical bills, ensuring your family isn’t left scrambling to cover unexpected expenses during an already difficult time.

Unlike traditional life insurance, final expense plans prioritize accessibility, offering smaller coverage amounts with straightforward approval. Many policies skip medical exams and feature fixed premiums, making it an practical choice for seniors or those with health concerns who still want to leave their family protected.